Call reports 2007
BANK OF GREELEYVILLE — 2007
What BANK OF GREELEYVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,368,000 | 60,580,000 | 62,634,000 | 63,678,000 |
| Total loans | 47,476,000 | 49,503,000 | 49,729,000 | 50,308,000 |
| Allowance for loan losses | 775,000 | 736,000 | 736,000 | 705,000 |
| Securities available for sale | 3,192,000 | 4,536,000 | 4,707,000 | 5,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,165,000 | 49,587,000 | 51,247,000 | 52,178,000 |
| Interest-bearing deposits | 40,192,000 | 40,355,000 | 42,797,000 | 43,262,000 |
| Noninterest-bearing deposits | 7,973,000 | 9,231,000 | 8,450,000 | 8,916,000 |
| Equity capital | 4,837,000 | 4,556,000 | 4,853,000 | 5,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,338,000 | 3,600,000 | 4,863,000 |
| Interest expense | 431,000 | 881,000 | 1,357,000 | 1,853,000 |
| Net interest income | 724,000 | 1,457,000 | 2,243,000 | 3,010,000 |
| Noninterest income | 180,000 | 362,000 | 578,000 | 801,000 |
| Noninterest expense | 638,000 | 1,314,000 | 1,980,000 | 2,697,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 251,000 | 490,000 | 826,000 | 1,099,000 |
| Income tax | 8,000 | 30,000 | 41,000 | 52,000 |
| Net income | 243,000 | 460,000 | 785,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,845,000 | 4,612,000 | 4,837,000 | 5,099,000 |
| Total capital | 5,431,000 | 5,221,000 | 5,451,000 | 5,720,000 |
| Risk-weighted assets | 46,659,000 | 48,566,000 | 48,989,000 | 49,621,000 |