Call reports 2006
BANK OF GREELEYVILLE — 2006
What BANK OF GREELEYVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,327,000 | 52,855,000 | 55,437,000 | 57,692,000 |
| Total loans | 41,838,000 | 44,144,000 | 46,959,000 | 47,456,000 |
| Allowance for loan losses | 695,000 | 765,000 | 699,000 | 757,000 |
| Securities available for sale | 3,906,000 | 3,895,000 | 3,955,000 | 3,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,306,000 | 42,736,000 | 43,570,000 | 46,578,000 |
| Interest-bearing deposits | 33,021,000 | 35,142,000 | 35,755,000 | 37,673,000 |
| Noninterest-bearing deposits | 8,284,000 | 7,594,000 | 7,815,000 | 8,905,000 |
| Equity capital | 4,792,000 | 4,795,000 | 4,893,000 | 4,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 1,981,000 | 3,054,000 | 4,196,000 |
| Interest expense | 260,000 | 556,000 | 910,000 | 1,309,000 |
| Net interest income | 744,000 | 1,425,000 | 2,144,000 | 2,887,000 |
| Noninterest income | 174,000 | 356,000 | 538,000 | 715,000 |
| Noninterest expense | 537,000 | 1,143,000 | 1,762,000 | 2,509,000 |
| Provision for loan losses | 5,000 | 5,000 | 15,000 | 65,000 |
| Pretax income | 376,000 | 633,000 | 905,000 | 1,028,000 |
| Income tax | 12,000 | 30,000 | 39,000 | 48,000 |
| Net income | 364,000 | 603,000 | 866,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,886,000 | 4,900,000 | 4,938,000 | 4,827,000 |
| Total capital | 5,402,000 | 5,442,000 | 5,509,000 | 5,405,000 |
| Risk-weighted assets | 41,076,000 | 43,109,000 | 45,887,000 | 46,255,000 |