Call reports 2005
BANK OF GREELEYVILLE — 2005
What BANK OF GREELEYVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,001,000 | 46,252,000 | 48,539,000 | 49,648,000 |
| Total loans | 35,262,000 | 36,910,000 | 38,948,000 | 40,022,000 |
| Allowance for loan losses | 614,000 | 559,000 | 566,000 | 530,000 |
| Securities available for sale | 3,912,000 | 3,948,000 | 3,923,000 | 3,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,650,000 | 36,133,000 | 38,862,000 | 39,784,000 |
| Interest-bearing deposits | 29,062,000 | 29,333,000 | 31,345,000 | 31,409,000 |
| Noninterest-bearing deposits | 6,587,000 | 6,800,000 | 7,517,000 | 8,375,000 |
| Equity capital | 4,199,000 | 4,323,000 | 4,443,000 | 4,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,495,000 | 2,304,000 | 3,168,000 |
| Interest expense | 182,000 | 383,000 | 607,000 | 844,000 |
| Net interest income | 553,000 | 1,112,000 | 1,697,000 | 2,324,000 |
| Noninterest income | 187,000 | 379,000 | 585,000 | 794,000 |
| Noninterest expense | 540,000 | 1,076,000 | 1,650,000 | 2,275,000 |
| Provision for loan losses | 25,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 175,000 | 390,000 | 597,000 | 808,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 163,000 | 378,000 | 585,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,287,000 | 4,376,000 | 4,520,000 | 4,732,000 |
| Total capital | 4,716,000 | 4,824,000 | 4,994,000 | 5,208,000 |
| Risk-weighted assets | 34,141,000 | 35,692,000 | 37,820,000 | 38,044,000 |