Call reports 2004
BANK OF GREELEYVILLE — 2004
What BANK OF GREELEYVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,932,000 | 45,918,000 | 46,480,000 | 46,388,000 |
| Total loans | 35,418,000 | 36,681,000 | 37,024,000 | 34,686,000 |
| Allowance for loan losses | 641,000 | 660,000 | 701,000 | 557,000 |
| Securities available for sale | 2,604,000 | 4,138,000 | 3,991,000 | 3,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,641,000 | 36,688,000 | 37,076,000 | 37,064,000 |
| Interest-bearing deposits | 31,336,000 | 30,373,000 | 30,905,000 | 29,762,000 |
| Noninterest-bearing deposits | 6,305,000 | 6,315,000 | 6,171,000 | 7,302,000 |
| Equity capital | 4,170,000 | 4,035,000 | 4,244,000 | 4,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,481,000 | 2,242,000 | 2,976,000 |
| Interest expense | 187,000 | 371,000 | 557,000 | 746,000 |
| Net interest income | 553,000 | 1,110,000 | 1,685,000 | 2,230,000 |
| Noninterest income | 202,000 | 397,000 | 608,000 | 817,000 |
| Noninterest expense | 553,000 | 1,108,000 | 1,653,000 | 2,292,000 |
| Provision for loan losses | 45,000 | 55,000 | 55,000 | 100,000 |
| Pretax income | 157,000 | 344,000 | 585,000 | 655,000 |
| Income tax | 0 | 10,000 | 10,000 | 42,000 |
| Net income | 157,000 | 334,000 | 575,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,166,000 | 4,097,000 | 4,253,000 | 4,208,000 |
| Total capital | 4,604,000 | 4,542,000 | 4,702,000 | 4,645,000 |
| Risk-weighted assets | 34,804,000 | 35,427,000 | 35,925,000 | 34,045,000 |