Call reports 2003
BANK OF GREELEYVILLE — 2003
What BANK OF GREELEYVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,555,000 | 45,072,000 | 46,082,000 | 46,859,000 |
| Total loans | 36,029,000 | 36,854,000 | 36,767,000 | 36,057,000 |
| Allowance for loan losses | 593,000 | 565,000 | 719,000 | 598,000 |
| Securities available for sale | 2,607,000 | 2,680,000 | 2,796,000 | 2,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,589,000 | 35,957,000 | 36,998,000 | 37,694,000 |
| Interest-bearing deposits | 33,418,000 | 30,651,000 | 31,040,000 | 31,239,000 |
| Noninterest-bearing deposits | 5,171,000 | 5,306,000 | 5,957,000 | 6,455,000 |
| Equity capital | 3,814,000 | 3,916,000 | 3,979,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,619,000 | 2,405,000 | 3,191,000 |
| Interest expense | 251,000 | 487,000 | 693,000 | 888,000 |
| Net interest income | 547,000 | 1,132,000 | 1,712,000 | 2,303,000 |
| Noninterest income | 139,000 | 289,000 | 472,000 | 692,000 |
| Noninterest expense | 481,000 | 956,000 | 1,435,000 | 2,052,000 |
| Provision for loan losses | 45,000 | 140,000 | 285,000 | 335,000 |
| Pretax income | 160,000 | 325,000 | 464,000 | 599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 325,000 | 464,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,810,000 | 3,911,000 | 3,983,000 | 4,063,000 |
| Total capital | 4,257,000 | 4,353,000 | 4,443,000 | 4,503,000 |
| Risk-weighted assets | 35,644,000 | 35,509,000 | 35,923,000 | 35,083,000 |