Call reports 2002
BANK OF GREELEYVILLE — 2002
What BANK OF GREELEYVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,188,000 | 47,113,000 | 46,672,000 | 45,543,000 |
| Total loans | 37,502,000 | 37,666,000 | 37,205,000 | 36,388,000 |
| Allowance for loan losses | 642,000 | 670,000 | 685,000 | 552,000 |
| Securities available for sale | 2,985,000 | 2,827,000 | 2,427,000 | 3,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,253,000 | 38,008,000 | 37,475,000 | 36,746,000 |
| Interest-bearing deposits | 32,987,000 | 32,391,000 | 32,463,000 | 32,017,000 |
| Noninterest-bearing deposits | 5,265,000 | 5,617,000 | 5,012,000 | 4,729,000 |
| Equity capital | 3,747,000 | 3,903,000 | 3,970,000 | 3,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,881,000 | 2,773,000 | 3,618,000 |
| Interest expense | 352,000 | 668,000 | 956,000 | 1,230,000 |
| Net interest income | 611,000 | 1,213,000 | 1,817,000 | 2,388,000 |
| Noninterest income | 154,000 | 313,000 | 467,000 | 619,000 |
| Noninterest expense | 444,000 | 928,000 | 1,406,000 | 2,304,000 |
| Provision for loan losses | 30,000 | 75,000 | 190,000 | 235,000 |
| Pretax income | 291,000 | 523,000 | 688,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 291,000 | 523,000 | 688,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,771,000 | 3,886,000 | 3,958,000 | 3,650,000 |
| Total capital | 4,224,000 | 4,345,000 | 4,441,000 | 4,094,000 |
| Risk-weighted assets | 36,401,000 | 36,858,000 | 38,418,000 | 35,619,000 |