Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 190,145,000 | USD | evidence → |
| Total loans | 150,415,000 | USD | evidence → |
| Allowance for loan losses | 2,228,000 | USD | evidence → |
| Securities available for sale | 28,026,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,577,000 | USD | evidence → |
| Interest-bearing deposits | 131,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,640,000 | USD | evidence → |
| Equity capital | 18,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,042,000 | USD | evidence → |
| Interest expense | 1,035,000 | USD | evidence → |
| Net interest income | 8,007,000 | USD | evidence → |
| Noninterest income | 730,000 | USD | evidence → |
| Noninterest expense | 5,014,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,423,000 | USD | evidence → |
| Income tax | 1,285,000 | USD | evidence → |
| Net income | 2,138,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,603,000 | USD | evidence → |
| Total capital | 20,592,000 | USD | evidence → |
| Risk-weighted assets | 158,910,000 | USD | evidence → |