Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,436,000 | USD | evidence → |
| Total loans | 90,597,000 | USD | evidence → |
| Allowance for loan losses | 898,000 | USD | evidence → |
| Securities available for sale | 23,831,000 | USD | evidence → |
| Securities held to maturity | 4,437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,827,000 | USD | evidence → |
| Interest-bearing deposits | 99,985,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,842,000 | USD | evidence → |
| Equity capital | 9,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,769,000 | USD | evidence → |
| Interest expense | 4,192,000 | USD | evidence → |
| Net interest income | 4,577,000 | USD | evidence → |
| Noninterest income | 694,000 | USD | evidence → |
| Noninterest expense | 2,971,000 | USD | evidence → |
| Provision for loan losses | 314,000 | USD | evidence → |
| Pretax income | 1,986,000 | USD | evidence → |
| Income tax | 766,000 | USD | evidence → |
| Net income | 1,220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,074,000 | USD | evidence → |
| Total capital | 10,972,000 | USD | evidence → |
| Risk-weighted assets | 89,103,000 | USD | evidence → |