Call report 2007Q1
CITIZENS BANK — 2007Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,794,000 | USD | evidence → |
| Total loans | 78,098,000 | USD | evidence → |
| Allowance for loan losses | 845,000 | USD | evidence → |
| Securities available for sale | 25,570,000 | USD | evidence → |
| Securities held to maturity | 3,045,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,355,000 | USD | evidence → |
| Interest-bearing deposits | 83,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,442,000 | USD | evidence → |
| Equity capital | 8,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,012,000 | USD | evidence → |
| Interest expense | 903,000 | USD | evidence → |
| Net interest income | 1,109,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 738,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 496,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 306,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,262,000 | USD | evidence → |
| Total capital | 10,107,000 | USD | evidence → |
| Risk-weighted assets | 77,885,000 | USD | evidence → |