Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,670,000 | USD | evidence → |
| Total loans | 51,792,000 | USD | evidence → |
| Allowance for loan losses | 700,000 | USD | evidence → |
| Securities available for sale | 10,015,000 | USD | evidence → |
| Securities held to maturity | 1,979,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,248,000 | USD | evidence → |
| Interest-bearing deposits | 51,477,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,771,000 | USD | evidence → |
| Equity capital | 6,639,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,599,000 | USD | evidence → |
| Interest expense | 1,868,000 | USD | evidence → |
| Net interest income | 2,731,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 1,893,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 1,064,000 | USD | evidence → |
| Income tax | 410,000 | USD | evidence → |
| Net income | 654,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,482,000 | USD | evidence → |
| Total capital | 7,062,000 | USD | evidence → |
| Risk-weighted assets | 46,295,000 | USD | evidence → |