Call reports 2021
AMERICAN BANK, THE — 2021
What AMERICAN BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 36,549,000 | 36,999,000 | 36,139,000 | 35,297,000 |
| Total loans | 3,762,000 | 3,625,000 | 3,561,000 | 3,278,000 |
| Allowance for loan losses | 62,000 | 61,000 | 62,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 9,383,000 |
| Securities held to maturity | 15,141,000 | 14,017,000 | 11,130,000 | 11,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,885,000 | 30,371,000 | 29,249,000 | 31,413,000 |
| Interest-bearing deposits | 20,103,000 | 21,228,000 | 20,424,000 | 21,816,000 |
| Noninterest-bearing deposits | 9,782,000 | 9,143,000 | 8,825,000 | 9,597,000 |
| Equity capital | 6,660,000 | 6,624,000 | 6,882,000 | 3,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 175,000 | 340,000 | 454,000 | 56,000 |
| Interest expense | 7,000 | 12,000 | 16,000 | 2,000 |
| Net interest income | 168,000 | 328,000 | 438,000 | 54,000 |
| Noninterest income | 25,000 | 73,000 | 101,000 | 19,000 |
| Noninterest expense | 209,000 | 453,000 | 698,000 | 114,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 0 |
| Pretax income | -16,000 | -52,000 | 206,000 | -41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -52,000 | 206,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,660,000 | 6,624,000 | 6,882,000 | 3,225,000 |