Call reports 2020
AMERICAN BANK, THE — 2020
What AMERICAN BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,422,000 | 32,343,000 | 35,731,000 | 34,865,000 |
| Total loans | 4,583,000 | 4,444,000 | 4,189,000 | 4,192,000 |
| Allowance for loan losses | 64,000 | 64,000 | 64,000 | 62,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,624,000 | 13,316,000 | 14,358,000 | 14,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,736,000 | 25,623,000 | 29,018,000 | 28,182,000 |
| Interest-bearing deposits | 15,368,000 | 17,393,000 | 18,844,000 | 19,153,000 |
| Noninterest-bearing deposits | 7,368,000 | 8,230,000 | 10,174,000 | 9,029,000 |
| Equity capital | 6,666,000 | 6,699,000 | 6,692,000 | 6,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 439,000 | 622,000 | 802,000 |
| Interest expense | 20,000 | 30,000 | 39,000 | 48,000 |
| Net interest income | 211,000 | 409,000 | 583,000 | 754,000 |
| Noninterest income | 29,000 | 53,000 | 84,000 | 107,000 |
| Noninterest expense | 248,000 | 437,000 | 649,000 | 859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | 25,000 | 18,000 | 2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 25,000 | 18,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,666,000 | 6,699,000 | 6,692,000 | 6,676,000 |