Call reports 2016
AMERICAN BANK, THE — 2016
What AMERICAN BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 30,404,000 | 31,101,000 | 30,841,000 | 31,346,000 |
| Total loans | 4,818,000 | 4,689,000 | 4,609,000 | 4,653,000 |
| Allowance for loan losses | 78,000 | 78,000 | 85,000 | 85,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,073,000 | 9,119,000 | 7,749,000 | 8,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,822,000 | 24,509,000 | 24,257,000 | 24,791,000 |
| Interest-bearing deposits | 17,352,000 | 17,802,000 | 17,608,000 | 17,878,000 |
| Noninterest-bearing deposits | 6,470,000 | 6,707,000 | 6,649,000 | 6,913,000 |
| Equity capital | 6,410,000 | 6,427,000 | 6,425,000 | 6,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 419,000 | 601,000 | 778,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 206,000 | 395,000 | 565,000 | 730,000 |
| Noninterest income | 32,000 | 66,000 | 104,000 | 134,000 |
| Noninterest expense | 235,000 | 441,000 | 651,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 20,000 | 18,000 | -16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 20,000 | 18,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,410,000 | 6,427,000 | 6,425,000 | 6,391,000 |
| Total capital | 6,488,000 | 6,505,000 | 6,510,000 | 6,476,000 |
| Risk-weighted assets | 9,161,000 | 7,436,000 | 7,118,000 | 7,275,000 |