Call reports 2015
AMERICAN BANK, THE — 2015
What AMERICAN BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,858,000 | 30,664,000 | 31,087,000 | 30,351,000 |
| Total loans | 5,670,000 | 5,376,000 | 4,992,000 | 4,898,000 |
| Allowance for loan losses | 73,000 | 73,000 | 78,000 | 78,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,451,000 | 13,754,000 | 13,539,000 | 13,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,353,000 | 24,132,000 | 24,526,000 | 23,763,000 |
| Interest-bearing deposits | 17,382,000 | 17,756,000 | 17,810,000 | 17,287,000 |
| Noninterest-bearing deposits | 6,971,000 | 6,376,000 | 6,716,000 | 6,476,000 |
| Equity capital | 6,301,000 | 6,336,000 | 6,373,000 | 6,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 457,000 | 676,000 | 894,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 49,000 |
| Net interest income | 217,000 | 433,000 | 639,000 | 845,000 |
| Noninterest income | 39,000 | 76,000 | 118,000 | 149,000 |
| Noninterest expense | 253,000 | 471,000 | 682,000 | 885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 38,000 | 75,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 38,000 | 75,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,301,000 | 6,336,000 | 6,373,000 | 6,407,000 |
| Total capital | 6,374,000 | 6,409,000 | 6,451,000 | 6,485,000 |
| Risk-weighted assets | 10,454,000 | 10,176,000 | 9,243,000 | 9,266,000 |