Call reports 2014
AMERICAN BANK, THE — 2014
What AMERICAN BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 30,592,000 | 30,367,000 | 30,216,000 | 29,779,000 |
| Total loans | 5,253,000 | 5,646,000 | 5,516,000 | 5,490,000 |
| Allowance for loan losses | 68,000 | 73,000 | 73,000 | 73,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,546,000 | 15,621,000 | 15,319,000 | 15,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,163,000 | 23,892,000 | 23,682,000 | 23,268,000 |
| Interest-bearing deposits | 17,188,000 | 16,838,000 | 16,550,000 | 16,939,000 |
| Noninterest-bearing deposits | 6,975,000 | 7,054,000 | 7,132,000 | 6,329,000 |
| Equity capital | 6,214,000 | 6,260,000 | 6,321,000 | 6,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 467,000 | 704,000 | 937,000 |
| Interest expense | 12,000 | 25,000 | 37,000 | 49,000 |
| Net interest income | 218,000 | 442,000 | 667,000 | 888,000 |
| Noninterest income | 40,000 | 79,000 | 123,000 | 163,000 |
| Noninterest expense | 230,000 | 447,000 | 659,000 | 887,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 11,000 |
| Pretax income | 23,000 | 69,000 | 130,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 69,000 | 130,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,214,000 | 6,260,000 | 6,321,000 | 6,298,000 |
| Total capital | 6,282,000 | 6,333,000 | 6,394,000 | 6,371,000 |
| Risk-weighted assets | 10,354,000 | 11,082,000 | 10,696,000 | 10,654,000 |