Call reports 2013
AMERICAN BANK, THE — 2013
What AMERICAN BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,355,000 | 30,860,000 | 30,175,000 | 30,043,000 |
| Total loans | 6,369,000 | 6,173,000 | 5,950,000 | 5,463,000 |
| Allowance for loan losses | 62,000 | 62,000 | 67,000 | 68,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,833,000 | 14,190,000 | 13,441,000 | 14,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,989,000 | 24,481,000 | 23,770,000 | 23,636,000 |
| Interest-bearing deposits | 17,357,000 | 17,978,000 | 17,421,000 | 16,816,000 |
| Noninterest-bearing deposits | 6,632,000 | 6,503,000 | 6,349,000 | 6,820,000 |
| Equity capital | 6,144,000 | 6,160,000 | 6,189,000 | 6,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 456,000 | 684,000 | 909,000 |
| Interest expense | 13,000 | 26,000 | 40,000 | 53,000 |
| Net interest income | 214,000 | 430,000 | 644,000 | 856,000 |
| Noninterest income | 43,000 | 89,000 | 138,000 | 180,000 |
| Noninterest expense | 233,000 | 479,000 | 713,000 | 962,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 24,000 | 40,000 | 69,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 40,000 | 69,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,144,000 | 6,160,000 | 6,189,000 | 6,191,000 |
| Total capital | 6,206,000 | 6,222,000 | 6,256,000 | 6,259,000 |
| Risk-weighted assets | 10,248,000 | 10,984,000 | 10,688,000 | 10,553,000 |