Call reports 2012
AMERICAN BANK, THE — 2012
What AMERICAN BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,907,000 | 29,741,000 | 29,464,000 | 29,871,000 |
| Total loans | 7,378,000 | 7,314,000 | 6,997,000 | 6,654,000 |
| Allowance for loan losses | 266,000 | 281,000 | 297,000 | 62,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,410,000 | 12,003,000 | 13,676,000 | 12,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,513,000 | 23,327,000 | 23,042,000 | 23,528,000 |
| Interest-bearing deposits | 16,784,000 | 17,443,000 | 17,257,000 | 17,128,000 |
| Noninterest-bearing deposits | 5,729,000 | 5,884,000 | 5,785,000 | 6,400,000 |
| Equity capital | 6,161,000 | 6,185,000 | 6,201,000 | 6,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 475,000 | 708,000 | 945,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 54,000 |
| Net interest income | 225,000 | 448,000 | 667,000 | 891,000 |
| Noninterest income | 52,000 | 107,000 | 155,000 | 205,000 |
| Noninterest expense | 234,000 | 473,000 | 709,000 | 949,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 28,000 | 52,000 | 68,000 | -13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 52,000 | 68,000 | -13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,161,000 | 6,185,000 | 6,201,000 | 6,120,000 |
| Total capital | 6,295,000 | 6,321,000 | 6,336,000 | 6,182,000 |
| Risk-weighted assets | 10,582,000 | 10,743,000 | 10,660,000 | 10,630,000 |