Call reports 2011
AMERICAN BANK, THE — 2011
What AMERICAN BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,396,000 | 28,827,000 | 29,841,000 | 28,419,000 |
| Total loans | 8,200,000 | 7,927,000 | 7,750,000 | 7,605,000 |
| Allowance for loan losses | 235,000 | 239,000 | 254,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,273,000 | 10,285,000 | 10,162,000 | 12,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,073,000 | 22,469,000 | 23,482,000 | 22,050,000 |
| Interest-bearing deposits | 17,449,000 | 16,968,000 | 17,773,000 | 16,670,000 |
| Noninterest-bearing deposits | 5,624,000 | 5,501,000 | 5,709,000 | 5,380,000 |
| Equity capital | 6,074,000 | 6,115,000 | 6,120,000 | 6,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 477,000 | 717,000 | 954,000 |
| Interest expense | 18,000 | 37,000 | 55,000 | 70,000 |
| Net interest income | 221,000 | 440,000 | 662,000 | 884,000 |
| Noninterest income | 59,000 | 117,000 | 177,000 | 230,000 |
| Noninterest expense | 228,000 | 449,000 | 709,000 | 958,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 52,000 | 93,000 | 100,000 | 111,000 |
| Income tax | 0 | 0 | 2,000 | 0 |
| Net income | 52,000 | 93,000 | 98,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,074,000 | 6,115,000 | 6,120,000 | 6,133,000 |
| Total capital | 6,211,000 | 6,249,000 | 6,250,000 | 6,271,000 |
| Risk-weighted assets | 10,825,000 | 10,586,000 | 10,284,000 | 10,951,000 |