Call reports 2007
AMERICAN BANK, THE — 2007
What AMERICAN BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,131,000 | 30,918,000 | 29,426,000 | 28,634,000 |
| Total loans | 8,171,000 | 8,219,000 | 8,706,000 | 8,688,000 |
| Allowance for loan losses | 199,000 | 200,000 | 201,000 | 201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,035,000 | 9,568,000 | 10,399,000 | 7,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,419,000 | 25,105,000 | 23,499,000 | 22,835,000 |
| Interest-bearing deposits | 17,151,000 | 19,448,000 | 18,292,000 | 17,311,000 |
| Noninterest-bearing deposits | 6,268,000 | 5,657,000 | 5,207,000 | 5,524,000 |
| Equity capital | 5,387,000 | 5,487,000 | 5,622,000 | 5,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 839,000 | 1,273,000 | 1,689,000 |
| Interest expense | 107,000 | 225,000 | 346,000 | 466,000 |
| Net interest income | 304,000 | 614,000 | 927,000 | 1,223,000 |
| Noninterest income | 58,000 | 117,000 | 181,000 | 238,000 |
| Noninterest expense | 246,000 | 514,000 | 756,000 | 1,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 217,000 | 352,000 | 369,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 67,000 |
| Net income | 115,000 | 215,000 | 350,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,387,000 | 5,487,000 | 5,622,000 | 5,474,000 |
| Total capital | 5,531,000 | 5,637,000 | 5,774,000 | 5,625,000 |
| Risk-weighted assets | 11,547,000 | 11,917,000 | 12,147,000 | 12,016,000 |