Call reports 2004
AMERICAN BANK, THE — 2004
What AMERICAN BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,826,000 | 26,139,000 | 26,965,000 | 26,913,000 |
| Total loans | 9,909,000 | 9,815,000 | 9,580,000 | 9,703,000 |
| Allowance for loan losses | 153,000 | 127,000 | 157,000 | 164,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,406,000 | 12,847,000 | 12,362,000 | 12,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,604,000 | 20,861,000 | 21,589,000 | 21,638,000 |
| Interest-bearing deposits | 15,972,000 | 15,335,000 | 15,831,000 | 16,319,000 |
| Noninterest-bearing deposits | 5,632,000 | 5,526,000 | 5,758,000 | 5,319,000 |
| Equity capital | 4,907,000 | 4,964,000 | 5,071,000 | 4,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 611,000 | 919,000 | 1,218,000 |
| Interest expense | 33,000 | 68,000 | 110,000 | 158,000 |
| Net interest income | 275,000 | 543,000 | 809,000 | 1,060,000 |
| Noninterest income | 56,000 | 117,000 | 188,000 | 266,000 |
| Noninterest expense | 246,000 | 503,000 | 703,000 | 1,019,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 70,000 | 127,000 | 234,000 | 217,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 0 |
| Net income | 61,000 | 118,000 | 225,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,907,000 | 4,964,000 | 5,071,000 | 4,963,000 |
| Total capital | 5,060,000 | 5,091,000 | 5,219,000 | 5,110,000 |
| Risk-weighted assets | 12,267,000 | 11,729,000 | 11,834,000 | 11,782,000 |