Call reports 2003
AMERICAN BANK, THE — 2003
What AMERICAN BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,499,000 | 26,588,000 | 26,532,000 | 25,873,000 |
| Total loans | 11,223,000 | 10,438,000 | 10,222,000 | 10,160,000 |
| Allowance for loan losses | 231,000 | 227,000 | 223,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,150,000 | 8,218,000 | 10,144,000 | 10,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,419,000 | 21,447,000 | 21,264,000 | 20,706,000 |
| Interest-bearing deposits | 15,216,000 | 15,787,000 | 15,490,000 | 15,219,000 |
| Noninterest-bearing deposits | 7,203,000 | 5,660,000 | 5,774,000 | 5,487,000 |
| Equity capital | 4,760,000 | 4,810,000 | 4,930,000 | 4,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 673,000 | 991,000 | 1,308,000 |
| Interest expense | 50,000 | 96,000 | 134,000 | 168,000 |
| Net interest income | 297,000 | 577,000 | 857,000 | 1,140,000 |
| Noninterest income | 73,000 | 138,000 | 210,000 | 272,000 |
| Noninterest expense | 272,000 | 518,000 | 742,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 197,000 | 325,000 | 305,000 |
| Income tax | 0 | 49,000 | 57,000 | 21,000 |
| Net income | 98,000 | 148,000 | 268,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,760,000 | 4,810,000 | 4,930,000 | 4,846,000 |
| Total capital | 4,923,000 | 4,967,000 | 5,085,000 | 4,999,000 |
| Risk-weighted assets | 13,007,000 | 12,482,000 | 12,350,000 | 12,197,000 |