Call reports 2003
SECURITY BANK OF DUPAGE — 2003
What SECURITY BANK OF DUPAGE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,624,000 | 120,112,000 | 122,206,000 | 121,696,000 |
| Total loans | 81,369,000 | 84,417,000 | 81,829,000 | 87,854,000 |
| Allowance for loan losses | 818,000 | 1,034,000 | 959,000 | 1,046,000 |
| Securities available for sale | 7,373,000 | 14,210,000 | 17,302,000 | 13,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,958,000 | 108,994,000 | 111,169,000 | 110,479,000 |
| Interest-bearing deposits | 74,273,000 | 89,202,000 | 91,342,000 | 89,911,000 |
| Noninterest-bearing deposits | 20,685,000 | 19,792,000 | 19,827,000 | 20,568,000 |
| Equity capital | 9,376,000 | 10,580,000 | 10,593,000 | 10,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,845,000 | 4,325,000 | 5,878,000 |
| Interest expense | 348,000 | 754,000 | 1,226,000 | 1,699,000 |
| Net interest income | 1,067,000 | 2,091,000 | 3,099,000 | 4,179,000 |
| Noninterest income | 135,000 | 867,000 | 912,000 | 1,076,000 |
| Noninterest expense | 976,000 | 1,979,000 | 2,871,000 | 3,732,000 |
| Provision for loan losses | 60,000 | 270,000 | 330,000 | 390,000 |
| Pretax income | 166,000 | 715,000 | 816,000 | 1,134,000 |
| Income tax | 57,000 | 243,000 | 278,000 | 392,000 |
| Net income | 109,000 | 472,000 | 538,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,873,000 | 9,108,000 | 9,175,000 | 9,377,000 |
| Total capital | 8,691,000 | 10,142,000 | 10,134,000 | 10,423,000 |
| Risk-weighted assets | 87,526,000 | 98,885,000 | 97,108,000 | 102,081,000 |