Call reports 2002
SECURITY BANK OF DUPAGE — 2002
What SECURITY BANK OF DUPAGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,191,000 | 96,536,000 | 99,442,000 | 102,715,000 |
| Total loans | 58,345,000 | 63,986,000 | 70,174,000 | 76,032,000 |
| Allowance for loan losses | 660,000 | 720,000 | 753,000 | 805,000 |
| Securities available for sale | 19,910,000 | 20,654,000 | 11,282,000 | 9,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,122,000 | 87,227,000 | 89,964,000 | 93,093,000 |
| Interest-bearing deposits | 68,556,000 | 68,164,000 | 69,803,000 | 71,860,000 |
| Noninterest-bearing deposits | 18,566,000 | 19,063,000 | 20,160,000 | 21,233,000 |
| Equity capital | 8,828,000 | 9,054,000 | 9,158,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,616,000 | 3,943,000 | 5,341,000 |
| Interest expense | 439,000 | 850,000 | 1,270,000 | 1,644,000 |
| Net interest income | 871,000 | 1,766,000 | 2,673,000 | 3,697,000 |
| Noninterest income | 226,000 | 365,000 | 515,000 | 662,000 |
| Noninterest expense | 932,000 | 1,841,000 | 2,777,000 | 3,715,000 |
| Provision for loan losses | 48,000 | 76,000 | 124,000 | 177,000 |
| Pretax income | 144,000 | 245,000 | 362,000 | 674,000 |
| Income tax | 49,000 | 83,000 | 123,000 | 229,000 |
| Net income | 95,000 | 162,000 | 239,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,414,000 | 7,480,000 | 7,557,000 | 7,763,000 |
| Total capital | 8,074,000 | 8,200,000 | 8,310,000 | 8,568,000 |
| Risk-weighted assets | 67,059,000 | 72,621,000 | 78,471,000 | 83,862,000 |