Call reports 2026
HIGHLAND STATE BANK — 2026
What HIGHLAND STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 46,978,000 | 44,854,000 |
| Total loans | 17,973,000 | 17,545,000 |
| Allowance for loan losses | 377,000 | 377,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 14,000,000 | 14,397,000 |
| Trading assets | 0 | 0 |
| Total deposits | 40,899,000 | 38,702,000 |
| Interest-bearing deposits | 29,626,000 | 29,340,000 |
| Noninterest-bearing deposits | 11,273,000 | 9,362,000 |
| Equity capital | 5,413,000 | 5,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 483,000 | 975,000 |
| Interest expense | 106,000 | 215,000 |
| Net interest income | 377,000 | 760,000 |
| Noninterest income | 42,000 | 77,000 |
| Noninterest expense | 282,000 | 561,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 169,000 | 308,000 |
| Income tax | 5,000 | 9,000 |
| Net income | 164,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,413,000 | 5,473,000 |