Call reports 2024
HIGHLAND STATE BANK — 2024
What HIGHLAND STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 41,265,000 | 40,501,000 | 41,871,000 | 43,309,000 |
| Total loans | 18,026,000 | 18,473,000 | 18,822,000 | 18,549,000 |
| Allowance for loan losses | 357,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,511,000 | 12,009,000 | 12,007,000 | 12,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,847,000 | 35,042,000 | 36,321,000 | 37,680,000 |
| Interest-bearing deposits | 25,340,000 | 25,735,000 | 25,278,000 | 26,729,000 |
| Noninterest-bearing deposits | 10,507,000 | 9,307,000 | 11,043,000 | 10,951,000 |
| Equity capital | 4,795,000 | 4,801,000 | 4,856,000 | 4,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 776,000 | 1,189,000 | 1,629,000 |
| Interest expense | 86,000 | 179,000 | 280,000 | 384,000 |
| Net interest income | 299,000 | 597,000 | 909,000 | 1,245,000 |
| Noninterest income | 35,000 | 71,000 | 114,000 | 146,000 |
| Noninterest expense | 258,000 | 529,000 | 791,000 | 1,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 165,000 | 258,000 | 355,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 99,000 | 159,000 | 249,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,795,000 | 4,801,000 | 4,856,000 | 4,950,000 |