Call reports 2023
HIGHLAND STATE BANK — 2023
What HIGHLAND STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 41,593,000 | 42,749,000 | 41,889,000 | 42,977,000 |
| Total loans | 16,699,000 | 16,793,000 | 16,507,000 | 17,726,000 |
| Allowance for loan losses | 357,000 | 357,000 | 357,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,592,000 | 13,091,000 | 13,089,000 | 13,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,395,000 | 37,493,000 | 36,562,000 | 37,577,000 |
| Interest-bearing deposits | 24,347,000 | 25,386,000 | 25,788,000 | 25,586,000 |
| Noninterest-bearing deposits | 12,048,000 | 12,107,000 | 10,774,000 | 11,991,000 |
| Equity capital | 4,589,000 | 4,620,000 | 4,657,000 | 4,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 689,000 | 1,057,000 | 1,445,000 |
| Interest expense | 35,000 | 93,000 | 173,000 | 259,000 |
| Net interest income | 303,000 | 596,000 | 884,000 | 1,186,000 |
| Noninterest income | 29,000 | 59,000 | 99,000 | 138,000 |
| Noninterest expense | 236,000 | 489,000 | 743,000 | 1,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 197,000 | 271,000 | 338,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 6,000 |
| Net income | 126,000 | 194,000 | 266,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,589,000 | 4,620,000 | 4,657,000 | 4,723,000 |