Call reports 2022
HIGHLAND STATE BANK — 2022
What HIGHLAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 41,867,000 | 42,089,000 | 42,787,000 | 43,607,000 |
| Total loans | 15,626,000 | 16,880,000 | 16,806,000 | 16,440,000 |
| Allowance for loan losses | 377,000 | 357,000 | 357,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,868,000 | 12,867,000 | 12,865,000 | 13,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,979,000 | 37,159,000 | 37,779,000 | 38,508,000 |
| Interest-bearing deposits | 24,164,000 | 24,626,000 | 24,401,000 | 25,220,000 |
| Noninterest-bearing deposits | 12,815,000 | 12,533,000 | 13,378,000 | 13,288,000 |
| Equity capital | 4,298,000 | 4,320,000 | 4,381,000 | 4,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 502,000 | 790,000 | 1,127,000 |
| Interest expense | 13,000 | 25,000 | 36,000 | 56,000 |
| Net interest income | 224,000 | 477,000 | 754,000 | 1,071,000 |
| Noninterest income | 45,000 | 93,000 | 128,000 | 160,000 |
| Noninterest expense | 242,000 | 501,000 | 725,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 111,000 | 199,000 | 300,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 62,000 | 109,000 | 196,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,320,000 | 4,381,000 | 4,481,000 |