Call reports 2021
HIGHLAND STATE BANK — 2021
What HIGHLAND STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,933,000 | 37,469,000 | 39,220,000 | 42,511,000 |
| Total loans | 15,823,000 | 15,815,000 | 15,745,000 | 15,683,000 |
| Allowance for loan losses | 376,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,450,000 | 7,548,000 | 7,047,000 | 11,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,139,000 | 32,651,000 | 34,372,000 | 37,643,000 |
| Interest-bearing deposits | 23,356,000 | 22,423,000 | 22,723,000 | 24,336,000 |
| Noninterest-bearing deposits | 11,783,000 | 10,228,000 | 11,649,000 | 13,307,000 |
| Equity capital | 4,209,000 | 4,206,000 | 4,221,000 | 4,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 497,000 | 742,000 | 992,000 |
| Interest expense | 17,000 | 34,000 | 49,000 | 62,000 |
| Net interest income | 233,000 | 463,000 | 693,000 | 930,000 |
| Noninterest income | 36,000 | 84,000 | 134,000 | 166,000 |
| Noninterest expense | 224,000 | 467,000 | 701,000 | 935,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 104,000 | 138,000 | 184,000 | 219,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 103,000 | 137,000 | 182,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,209,000 | 4,206,000 | 4,221,000 | 4,255,000 |