Call reports 2019
HIGHLAND STATE BANK — 2019
What HIGHLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,068,000 | 32,909,000 | 32,793,000 | 34,172,000 |
| Total loans | 17,729,000 | 17,565,000 | 17,780,000 | 17,171,000 |
| Allowance for loan losses | 364,000 | 369,000 | 395,000 | 379,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,885,000 | 2,885,000 | 2,485,000 | 2,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,926,000 | 28,713,000 | 28,523,000 | 29,812,000 |
| Interest-bearing deposits | 20,837,000 | 20,896,000 | 20,792,000 | 21,017,000 |
| Noninterest-bearing deposits | 8,089,000 | 7,817,000 | 7,731,000 | 8,795,000 |
| Equity capital | 3,547,000 | 3,575,000 | 3,626,000 | 3,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 612,000 | 932,000 | 1,238,000 |
| Interest expense | 24,000 | 49,000 | 76,000 | 101,000 |
| Net interest income | 278,000 | 563,000 | 856,000 | 1,137,000 |
| Noninterest income | 43,000 | 74,000 | 113,000 | 170,000 |
| Noninterest expense | 242,000 | 460,000 | 695,000 | 930,000 |
| Provision for loan losses | 6,000 | 12,000 | 16,000 | 16,000 |
| Pretax income | 73,000 | 165,000 | 258,000 | 361,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 72,000 | 164,000 | 256,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,547,000 | 3,575,000 | 3,626,000 | 3,728,000 |
| Total capital | 3,737,000 | 3,765,000 | 3,817,000 | 3,912,000 |
| Risk-weighted assets | 15,019,000 | 14,985,000 | 15,105,000 | 14,533,000 |