Call reports 2018
HIGHLAND STATE BANK — 2018
What HIGHLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,377,000 | 32,638,000 | 32,701,000 | 34,438,000 |
| Total loans | 17,550,000 | 17,790,000 | 17,834,000 | 17,614,000 |
| Allowance for loan losses | 344,000 | 353,000 | 348,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,055,000 | 3,055,000 | 3,055,000 | 3,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,414,000 | 28,644,000 | 28,635,000 | 30,316,000 |
| Interest-bearing deposits | 21,319,000 | 20,306,000 | 20,436,000 | 16,949,000 |
| Noninterest-bearing deposits | 10,095,000 | 8,338,000 | 8,199,000 | 13,367,000 |
| Equity capital | 3,379,000 | 3,389,000 | 3,445,000 | 3,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 571,000 | 863,000 | 1,169,000 |
| Interest expense | 20,000 | 40,000 | 62,000 | 84,000 |
| Net interest income | 262,000 | 531,000 | 801,000 | 1,085,000 |
| Noninterest income | 34,000 | 69,000 | 108,000 | 144,000 |
| Noninterest expense | 205,000 | 429,000 | 638,000 | 873,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 82,000 | 153,000 | 244,000 | 320,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 81,000 | 152,000 | 242,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,389,000 | 3,445,000 | 3,511,000 |
| Total capital | 3,570,000 | 3,585,000 | 3,641,000 | 3,707,000 |
| Risk-weighted assets | 15,145,000 | 15,545,000 | 15,513,000 | 15,500,000 |