Call reports 2017
HIGHLAND STATE BANK — 2017
What HIGHLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 32,673,000 | 32,011,000 | 33,032,000 | 33,797,000 |
| Total loans | 17,855,000 | 17,953,000 | 18,548,000 | 18,191,000 |
| Allowance for loan losses | 326,000 | 337,000 | 346,000 | 335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,020,000 | 2,720,000 | 2,520,000 | 2,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,905,000 | 28,191,000 | 29,135,000 | 29,839,000 |
| Interest-bearing deposits | 21,843,000 | 20,554,000 | 20,393,000 | 20,480,000 |
| Noninterest-bearing deposits | 7,062,000 | 7,637,000 | 8,742,000 | 9,359,000 |
| Equity capital | 3,168,000 | 3,203,000 | 3,266,000 | 3,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 540,000 | 820,000 | 1,106,000 |
| Interest expense | 21,000 | 42,000 | 62,000 | 82,000 |
| Net interest income | 247,000 | 498,000 | 758,000 | 1,024,000 |
| Noninterest income | 44,000 | 91,000 | 128,000 | 164,000 |
| Noninterest expense | 219,000 | 421,000 | 619,000 | 846,000 |
| Provision for loan losses | 12,000 | 23,000 | 32,000 | 41,000 |
| Pretax income | 60,000 | 145,000 | 235,000 | 301,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 59,000 | 144,000 | 233,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,168,000 | 3,203,000 | 3,266,000 | 3,332,000 |
| Total capital | 3,366,000 | 3,406,000 | 3,472,000 | 3,531,000 |
| Risk-weighted assets | 15,749,000 | 16,099,000 | 16,319,000 | 15,796,000 |