Call reports 2011
HIGHLAND STATE BANK — 2011
What HIGHLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,072,000 | 27,303,000 | 27,420,000 | 28,994,000 |
| Total loans | 21,404,000 | 21,483,000 | 21,011,000 | 20,551,000 |
| Allowance for loan losses | 287,000 | 303,000 | 312,000 | 326,000 |
| Securities available for sale | 594,000 | 602,000 | 401,000 | 802,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,896,000 | 24,106,000 | 24,166,000 | 25,716,000 |
| Interest-bearing deposits | 19,686,000 | 19,980,000 | 20,353,000 | 20,874,000 |
| Noninterest-bearing deposits | 4,210,000 | 4,126,000 | 3,813,000 | 4,842,000 |
| Equity capital | 2,505,000 | 2,511,000 | 2,549,000 | 2,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 612,000 | 906,000 | 1,202,000 |
| Interest expense | 60,000 | 118,000 | 175,000 | 226,000 |
| Net interest income | 247,000 | 494,000 | 731,000 | 976,000 |
| Noninterest income | 41,000 | 75,000 | 114,000 | 146,000 |
| Noninterest expense | 222,000 | 429,000 | 633,000 | 851,000 |
| Provision for loan losses | 15,000 | 30,000 | 39,000 | 53,000 |
| Pretax income | 51,000 | 110,000 | 173,000 | 218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 110,000 | 173,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,511,000 | 2,509,000 | 2,548,000 | 2,593,000 |
| Total capital | 2,737,000 | 2,735,000 | 2,768,000 | 2,811,000 |
| Risk-weighted assets | 18,026,000 | 17,990,000 | 17,486,000 | 17,369,000 |