Call reports 2001
HIGHLAND STATE BANK — 2001
What HIGHLAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,551,000 | 19,530,000 | 20,314,000 | 21,565,000 |
| Total loans | 15,210,000 | 15,392,000 | 15,896,000 | 16,335,000 |
| Allowance for loan losses | 192,000 | 197,000 | 198,000 | 199,000 |
| Securities available for sale | 1,202,000 | 803,000 | 680,000 | 807,000 |
| Securities held to maturity | 385,000 | 85,000 | 485,000 | 885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,831,000 | 17,810,000 | 18,509,000 | 19,739,000 |
| Interest-bearing deposits | 15,480,000 | 15,568,000 | 15,983,000 | 16,529,000 |
| Noninterest-bearing deposits | 2,351,000 | 2,242,000 | 2,526,000 | 3,210,000 |
| Equity capital | 1,405,000 | 1,387,000 | 1,439,000 | 1,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 766,000 | 1,142,000 | 1,507,000 |
| Interest expense | 177,000 | 346,000 | 507,000 | 659,000 |
| Net interest income | 213,000 | 420,000 | 635,000 | 848,000 |
| Noninterest income | 27,000 | 62,000 | 100,000 | 131,000 |
| Noninterest expense | 151,000 | 305,000 | 459,000 | 621,000 |
| Provision for loan losses | 4,000 | 9,000 | 11,000 | 12,000 |
| Pretax income | 85,000 | 168,000 | 265,000 | 346,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 9,000 |
| Net income | 82,000 | 163,000 | 257,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,403,000 | 1,384,000 | 1,429,000 | 1,476,000 |
| Total capital | 1,559,000 | 1,541,000 | 1,590,000 | 1,642,000 |
| Risk-weighted assets | 12,411,000 | 12,506,000 | 12,851,000 | 13,236,000 |