Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,916,000 | 39,643,000 | 42,736,000 | 47,932,000 |
| Total loans | 24,626,000 | 25,182,000 | 24,743,000 | 20,726,000 |
| Allowance for loan losses | 663,000 | 664,000 | 670,000 | 600,000 |
| Securities available for sale | 10,089,000 | 7,541,000 | 7,013,000 | 12,547,000 |
| Securities held to maturity | 570,000 | 570,000 | 545,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,257,000 | 34,878,000 | 37,871,000 | 42,922,000 |
| Interest-bearing deposits | 32,193,000 | 31,437,000 | 33,265,000 | 36,399,000 |
| Noninterest-bearing deposits | 4,064,000 | 3,441,000 | 4,606,000 | 6,523,000 |
| Equity capital | 4,425,000 | 4,589,000 | 4,682,000 | 4,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 928,000 | 1,395,000 | 1,817,000 |
| Interest expense | 79,000 | 144,000 | 202,000 | 259,000 |
| Net interest income | 384,000 | 784,000 | 1,193,000 | 1,558,000 |
| Noninterest income | 36,000 | 73,000 | 113,000 | 152,000 |
| Noninterest expense | 340,000 | 675,000 | 1,006,000 | 1,392,000 |
| Provision for loan losses | 0 | 0 | 0 | -138,000 |
| Pretax income | 80,000 | 182,000 | 300,000 | 456,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 29,000 |
| Net income | 75,000 | 173,000 | 286,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,177,000 | 4,275,000 | 4,313,000 | 4,453,000 |
| Total capital | 4,536,000 | 4,634,000 | 4,678,000 | 4,784,000 |
| Risk-weighted assets | 28,380,000 | 28,408,000 | 28,879,000 | 26,216,000 |