Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,832,000 | 40,846,000 | 41,633,000 | 44,782,000 |
| Total loans | 25,391,000 | 26,830,000 | 26,020,000 | 23,841,000 |
| Allowance for loan losses | 714,000 | 721,000 | 732,000 | 640,000 |
| Securities available for sale | 10,760,000 | 8,664,000 | 8,304,000 | 11,677,000 |
| Securities held to maturity | 455,000 | 455,000 | 680,000 | 570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,856,000 | 36,545,000 | 36,097,000 | 40,232,000 |
| Interest-bearing deposits | 33,333,000 | 33,571,000 | 32,076,000 | 34,948,000 |
| Noninterest-bearing deposits | 3,522,000 | 2,974,000 | 4,021,000 | 5,284,000 |
| Equity capital | 3,781,000 | 4,075,000 | 4,310,000 | 4,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,029,000 | 1,584,000 | 2,088,000 |
| Interest expense | 116,000 | 223,000 | 321,000 | 409,000 |
| Net interest income | 380,000 | 806,000 | 1,263,000 | 1,679,000 |
| Noninterest income | 42,000 | 81,000 | 124,000 | 151,000 |
| Noninterest expense | 334,000 | 679,000 | 1,034,000 | 1,369,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 48,000 | 168,000 | 313,000 | 421,000 |
| Income tax | 5,000 | 10,000 | 12,000 | 13,000 |
| Net income | 43,000 | 158,000 | 301,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,811,000 | 3,927,000 | 4,070,000 | 4,177,000 |
| Total capital | 4,178,000 | 4,309,000 | 4,449,000 | 4,537,000 |
| Risk-weighted assets | 29,018,000 | 30,240,000 | 29,986,000 | 28,545,000 |