Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 41,218,000 | 40,779,000 | 41,546,000 | 42,432,000 |
| Total loans | 28,136,000 | 28,987,000 | 27,175,000 | 23,894,000 |
| Allowance for loan losses | 452,000 | 602,000 | 504,000 | 661,000 |
| Securities available for sale | 7,067,000 | 6,783,000 | 6,247,000 | 11,995,000 |
| Securities held to maturity | 563,000 | 563,000 | 555,000 | 455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,193,000 | 36,686,000 | 37,452,000 | 38,471,000 |
| Interest-bearing deposits | 33,680,000 | 33,217,000 | 33,151,000 | 33,938,000 |
| Noninterest-bearing deposits | 3,513,000 | 3,469,000 | 4,301,000 | 4,533,000 |
| Equity capital | 3,770,000 | 3,832,000 | 3,816,000 | 3,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,183,000 | 1,765,000 | 2,403,000 |
| Interest expense | 158,000 | 306,000 | 444,000 | 575,000 |
| Net interest income | 445,000 | 877,000 | 1,321,000 | 1,828,000 |
| Noninterest income | 47,000 | 92,000 | 114,000 | 154,000 |
| Noninterest expense | 315,000 | 672,000 | 1,048,000 | 1,444,000 |
| Provision for loan losses | 165,000 | 337,000 | 397,000 | 542,000 |
| Pretax income | 12,000 | -40,000 | -10,000 | 93,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 9,000 |
| Net income | 8,000 | -47,000 | -20,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,693,000 | 3,637,000 | 3,665,000 | 3,769,000 |
| Total capital | 4,092,000 | 4,046,000 | 4,059,000 | 4,128,000 |
| Risk-weighted assets | 32,126,000 | 32,573,000 | 31,461,000 | 28,473,000 |