Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,557,000 | 45,490,000 | 43,748,000 | 42,874,000 |
| Total loans | 29,214,000 | 30,654,000 | 29,770,000 | 28,090,000 |
| Allowance for loan losses | 500,000 | 311,000 | 473,000 | 487,000 |
| Securities available for sale | 7,454,000 | 9,200,000 | 6,148,000 | 6,905,000 |
| Securities held to maturity | 580,000 | 580,000 | 572,000 | 571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,625,000 | 40,092,000 | 39,910,000 | 38,907,000 |
| Interest-bearing deposits | 33,964,000 | 37,286,000 | 37,180,000 | 35,213,000 |
| Noninterest-bearing deposits | 2,661,000 | 2,806,000 | 2,730,000 | 3,694,000 |
| Equity capital | 3,583,000 | 3,350,000 | 3,634,000 | 3,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,261,000 | 1,888,000 | 2,499,000 |
| Interest expense | 202,000 | 396,000 | 580,000 | 752,000 |
| Net interest income | 427,000 | 865,000 | 1,308,000 | 1,747,000 |
| Noninterest income | 40,000 | 92,000 | 143,000 | 195,000 |
| Noninterest expense | 293,000 | 623,000 | 954,000 | 1,296,000 |
| Provision for loan losses | 197,000 | 547,000 | 807,000 | 857,000 |
| Pretax income | -23,000 | -213,000 | -41,000 | 58,000 |
| Income tax | 9,000 | 11,000 | 13,000 | 2,000 |
| Net income | -32,000 | -224,000 | -54,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,296,000 | 3,104,000 | 3,574,000 | 3,685,000 |
| Total capital | 3,704,000 | 3,415,000 | 4,001,000 | 4,097,000 |
| Risk-weighted assets | 32,577,000 | 34,969,000 | 34,127,000 | 32,124,000 |