Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,596,000 | 37,308,000 | 37,311,000 | 40,682,000 |
| Total loans | 25,623,000 | 26,716,000 | 27,425,000 | 28,180,000 |
| Allowance for loan losses | 295,000 | 295,000 | 296,000 | 295,000 |
| Securities available for sale | 5,528,000 | 5,024,000 | 5,052,000 | 6,820,000 |
| Securities held to maturity | 692,000 | 692,000 | 684,000 | 669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,496,000 | 33,578,000 | 33,449,000 | 36,753,000 |
| Interest-bearing deposits | 27,972,000 | 30,665,000 | 30,501,000 | 33,461,000 |
| Noninterest-bearing deposits | 3,524,000 | 2,913,000 | 2,948,000 | 3,292,000 |
| Equity capital | 3,276,000 | 3,361,000 | 3,491,000 | 3,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,345,000 | 2,045,000 | 2,758,000 |
| Interest expense | 239,000 | 497,000 | 762,000 | 1,041,000 |
| Net interest income | 423,000 | 848,000 | 1,283,000 | 1,717,000 |
| Noninterest income | 44,000 | 86,000 | 135,000 | 182,000 |
| Noninterest expense | 344,000 | 619,000 | 907,000 | 1,200,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 103,000 | 295,000 | 491,000 | 679,000 |
| Income tax | 0 | 3,000 | 9,000 | 24,000 |
| Net income | 103,000 | 292,000 | 482,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,300,000 | 3,392,000 | 3,483,000 | 3,517,000 |
| Total capital | 3,595,000 | 3,687,000 | 3,779,000 | 3,812,000 |
| Risk-weighted assets | 28,512,000 | 29,752,000 | 30,693,000 | 31,491,000 |