Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,712,000 | 39,241,000 | 39,402,000 | 37,850,000 |
| Total loans | 28,150,000 | 29,455,000 | 28,229,000 | 25,763,000 |
| Allowance for loan losses | 223,000 | 224,000 | 266,000 | 270,000 |
| Securities available for sale | 3,994,000 | 3,470,000 | 5,007,000 | 5,514,000 |
| Securities held to maturity | 922,000 | 822,000 | 764,000 | 699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,395,000 | 35,140,000 | 35,865,000 | 34,252,000 |
| Interest-bearing deposits | 32,040,000 | 32,142,000 | 32,895,000 | 31,151,000 |
| Noninterest-bearing deposits | 3,354,000 | 2,998,000 | 2,970,000 | 3,101,000 |
| Equity capital | 3,053,000 | 3,202,000 | 3,170,000 | 3,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,285,000 | 1,984,000 | 2,705,000 |
| Interest expense | 176,000 | 392,000 | 634,000 | 890,000 |
| Net interest income | 430,000 | 893,000 | 1,350,000 | 1,815,000 |
| Noninterest income | 45,000 | 99,000 | 150,000 | 196,000 |
| Noninterest expense | 360,000 | 641,000 | 921,000 | 1,224,000 |
| Provision for loan losses | 54,000 | 54,000 | 244,000 | 247,000 |
| Pretax income | 61,000 | 297,000 | 335,000 | 540,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 26,000 |
| Net income | 55,000 | 285,000 | 317,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,116,000 | 3,290,000 | 3,209,000 | 3,309,000 |
| Total capital | 3,339,000 | 3,514,000 | 3,475,000 | 3,579,000 |
| Risk-weighted assets | 29,705,000 | 31,008,000 | 30,559,000 | 27,904,000 |