Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,378,000 | 31,907,000 | 32,527,000 | 31,328,000 |
| Total loans | 24,412,000 | 24,429,000 | 23,679,000 | 23,229,000 |
| Allowance for loan losses | 332,000 | 343,000 | 346,000 | 316,000 |
| Securities available for sale | 2,411,000 | 2,491,000 | 2,010,000 | 1,989,000 |
| Securities held to maturity | 1,100,000 | 1,100,000 | 1,095,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,770,000 | 28,175,000 | 29,721,000 | 28,627,000 |
| Interest-bearing deposits | 26,374,000 | 24,696,000 | 26,065,000 | 25,831,000 |
| Noninterest-bearing deposits | 3,396,000 | 3,479,000 | 3,656,000 | 2,796,000 |
| Equity capital | 2,195,000 | 2,364,000 | 2,390,000 | 2,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,151,000 | 1,739,000 | 2,257,000 |
| Interest expense | 225,000 | 424,000 | 614,000 | 796,000 |
| Net interest income | 349,000 | 727,000 | 1,125,000 | 1,461,000 |
| Noninterest income | 47,000 | 89,000 | 143,000 | 199,000 |
| Noninterest expense | 263,000 | 492,000 | 734,000 | 976,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 265,000 |
| Pretax income | 124,000 | 306,000 | 507,000 | 419,000 |
| Income tax | 39,000 | 101,000 | 167,000 | 125,000 |
| Net income | 85,000 | 205,000 | 340,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,249,000 | 2,369,000 | 2,384,000 | 2,337,000 |
| Total capital | 2,569,000 | 2,687,000 | 2,696,000 | 2,652,000 |
| Risk-weighted assets | 25,598,000 | 25,414,000 | 24,920,000 | 25,257,000 |