Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,275,000 | 30,276,000 | 32,321,000 | 31,089,000 |
| Total loans | 23,765,000 | 24,736,000 | 24,513,000 | 23,381,000 |
| Allowance for loan losses | 328,000 | 337,000 | 316,000 | 322,000 |
| Securities available for sale | 1,544,000 | 1,544,000 | 1,553,000 | 1,945,000 |
| Securities held to maturity | 1,010,000 | 960,000 | 1,004,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,374,000 | 26,388,000 | 26,882,000 | 28,324,000 |
| Interest-bearing deposits | 24,673,000 | 24,552,000 | 25,031,000 | 26,257,000 |
| Noninterest-bearing deposits | 2,701,000 | 1,836,000 | 1,851,000 | 2,067,000 |
| Equity capital | 2,195,000 | 2,296,000 | 2,321,000 | 2,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,293,000 | 1,934,000 | 2,525,000 |
| Interest expense | 311,000 | 630,000 | 943,000 | 1,219,000 |
| Net interest income | 328,000 | 663,000 | 991,000 | 1,306,000 |
| Noninterest income | 43,000 | 81,000 | 125,000 | 180,000 |
| Noninterest expense | 229,000 | 445,000 | 667,000 | 913,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 133,000 | 281,000 | 422,000 | 574,000 |
| Income tax | 39,000 | 86,000 | 123,000 | 184,000 |
| Net income | 94,000 | 195,000 | 299,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,168,000 | 2,269,000 | 2,289,000 | 2,380,000 |
| Total capital | 2,473,000 | 2,581,000 | 2,605,000 | 2,688,000 |
| Risk-weighted assets | 24,407,000 | 24,900,000 | 25,801,000 | 24,618,000 |