Call reports 2016
WOODHAVEN BANK — 2016
What WOODHAVEN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 566,549,000 | 566,567,000 | 559,564,000 | 562,791,000 |
| Total loans | 378,349,000 | 381,443,000 | 388,028,000 | 391,011,000 |
| Allowance for loan losses | 240,000 | 537,000 | 850,000 | 912,000 |
| Securities available for sale | 91,424,000 | 97,872,000 | 93,038,000 | 100,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,041,000 | 454,562,000 | 451,821,000 | 459,643,000 |
| Interest-bearing deposits | 346,653,000 | 342,130,000 | 336,975,000 | 341,889,000 |
| Noninterest-bearing deposits | 113,388,000 | 112,432,000 | 114,846,000 | 117,754,000 |
| Equity capital | 93,012,000 | 92,639,000 | 91,927,000 | 89,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,298,000 | 10,795,000 | 16,372,000 | 21,718,000 |
| Interest expense | 464,000 | 932,000 | 1,397,000 | 1,826,000 |
| Net interest income | 4,834,000 | 9,863,000 | 14,975,000 | 19,892,000 |
| Noninterest income | 378,000 | 722,000 | 1,080,000 | 1,268,000 |
| Noninterest expense | 3,617,000 | 7,209,000 | 10,855,000 | 14,940,000 |
| Provision for loan losses | 236,000 | 515,000 | 831,000 | 891,000 |
| Pretax income | 1,375,000 | 2,877,000 | 4,451,000 | 5,411,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 1,366,000 | 2,859,000 | 4,424,000 | 5,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,742,000 | 54,501,000 | 54,392,000 | 54,610,000 |
| Total capital | 55,982,000 | 55,038,000 | 55,242,000 | 55,522,000 |
| Risk-weighted assets | 426,314,000 | 427,220,000 | 426,467,000 | 405,918,000 |