Call reports 2015
WOODHAVEN BANK — 2015
What WOODHAVEN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 468,970,000 | 461,211,000 | 496,211,000 | 555,466,000 |
| Total loans | 362,983,000 | 369,496,000 | 366,347,000 | 366,244,000 |
| Allowance for loan losses | 4,104,000 | 4,186,000 | 4,196,000 | 0 |
| Securities available for sale | 51,701,000 | 49,863,000 | 48,306,000 | 84,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,611,000 | 409,067,000 | 440,482,000 | 457,187,000 |
| Interest-bearing deposits | 310,644,000 | 303,222,000 | 321,766,000 | 346,291,000 |
| Noninterest-bearing deposits | 105,966,000 | 105,845,000 | 118,717,000 | 110,896,000 |
| Equity capital | 44,704,000 | 44,545,000 | 46,205,000 | 90,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,939,000 | 10,023,000 | 15,132,000 | 1,682,000 |
| Interest expense | 328,000 | 689,000 | 1,084,000 | 160,000 |
| Net interest income | 4,611,000 | 9,334,000 | 14,048,000 | 1,522,000 |
| Noninterest income | 290,000 | 575,000 | 908,000 | 132,000 |
| Noninterest expense | 3,020,000 | 6,161,000 | 9,382,000 | 1,032,000 |
| Provision for loan losses | 151,000 | 283,000 | 283,000 | 9,000 |
| Pretax income | 1,731,000 | 3,466,000 | 5,292,000 | 613,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 0 |
| Net income | 1,729,000 | 3,463,000 | 5,287,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,666,000 | 44,199,000 | 45,464,000 | 58,381,000 |
| Total capital | 47,770,000 | 48,385,000 | 49,660,000 | 58,381,000 |
| Risk-weighted assets | 412,559,000 | 421,442,000 | 416,021,000 | 401,839,000 |