Call reports 2014
WOODHAVEN BANK — 2014
What WOODHAVEN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 425,230,000 | 437,028,000 | 453,082,000 | 464,980,000 |
| Total loans | 325,888,000 | 327,129,000 | 336,102,000 | 347,081,000 |
| Allowance for loan losses | 3,876,000 | 3,906,000 | 3,961,000 | 3,950,000 |
| Securities available for sale | 55,487,000 | 55,715,000 | 54,780,000 | 54,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,772,000 | 387,173,000 | 403,043,000 | 412,130,000 |
| Interest-bearing deposits | 287,667,000 | 292,581,000 | 302,556,000 | 314,699,000 |
| Noninterest-bearing deposits | 88,105,000 | 94,593,000 | 100,487,000 | 97,431,000 |
| Equity capital | 40,082,000 | 41,523,000 | 42,335,000 | 43,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,320,000 | 14,143,000 | 19,074,000 |
| Interest expense | 257,000 | 537,000 | 836,000 | 1,164,000 |
| Net interest income | 4,338,000 | 8,783,000 | 13,307,000 | 17,910,000 |
| Noninterest income | 351,000 | 670,000 | 984,000 | 1,275,000 |
| Noninterest expense | 2,999,000 | 5,977,000 | 9,030,000 | 12,056,000 |
| Provision for loan losses | 204,000 | 204,000 | 263,000 | 262,000 |
| Pretax income | 1,486,000 | 3,281,000 | 5,170,000 | 7,038,000 |
| Income tax | 6,000 | 9,000 | 11,000 | 12,000 |
| Net income | 1,480,000 | 3,272,000 | 5,159,000 | 7,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,410,000 | 41,201,000 | 41,978,000 | 42,937,000 |
| Total capital | 44,286,000 | 45,107,000 | 45,939,000 | 46,887,000 |
| Risk-weighted assets | 326,509,000 | 329,502,000 | 338,614,000 | 348,539,000 |