Call reports 2013
WOODHAVEN BANK — 2013
What WOODHAVEN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 416,339,000 | 403,997,000 | 420,882,000 | 417,178,000 |
| Total loans | 290,068,000 | 291,294,000 | 295,985,000 | 310,027,000 |
| Allowance for loan losses | 3,443,000 | 3,526,000 | 3,507,000 | 3,668,000 |
| Securities available for sale | 56,444,000 | 55,770,000 | 54,981,000 | 55,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,500,000 | 357,525,000 | 373,654,000 | 370,016,000 |
| Interest-bearing deposits | 277,976,000 | 269,122,000 | 283,846,000 | 282,109,000 |
| Noninterest-bearing deposits | 89,524,000 | 88,403,000 | 89,808,000 | 87,907,000 |
| Equity capital | 39,837,000 | 38,644,000 | 38,919,000 | 38,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,363,000 | 8,735,000 | 13,077,000 | 17,538,000 |
| Interest expense | 260,000 | 516,000 | 772,000 | 1,034,000 |
| Net interest income | 4,103,000 | 8,219,000 | 12,305,000 | 16,504,000 |
| Noninterest income | 341,000 | 672,000 | 984,000 | 1,347,000 |
| Noninterest expense | 3,000,000 | 5,998,000 | 9,043,000 | 11,963,000 |
| Provision for loan losses | 26,000 | 113,000 | 192,000 | 355,000 |
| Pretax income | 1,418,000 | 2,780,000 | 4,054,000 | 5,533,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 1,415,000 | 2,774,000 | 4,045,000 | 5,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,543,000 | 39,102,000 | 39,674,000 | 40,040,000 |
| Total capital | 41,986,000 | 42,628,000 | 43,181,000 | 43,708,000 |
| Risk-weighted assets | 296,596,000 | 294,732,000 | 301,215,000 | 314,285,000 |