Call reports 2012
WOODHAVEN BANK — 2012
What WOODHAVEN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 405,643,000 | 399,482,000 | 410,728,000 | 413,233,000 |
| Total loans | 290,203,000 | 287,432,000 | 288,493,000 | 291,532,000 |
| Allowance for loan losses | 3,551,000 | 3,501,000 | 3,510,000 | 3,446,000 |
| Securities available for sale | 53,676,000 | 52,706,000 | 50,945,000 | 54,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,545,000 | 352,259,000 | 361,773,000 | 364,382,000 |
| Interest-bearing deposits | 281,170,000 | 278,424,000 | 285,581,000 | 284,843,000 |
| Noninterest-bearing deposits | 74,375,000 | 73,836,000 | 76,192,000 | 79,539,000 |
| Equity capital | 37,806,000 | 38,555,000 | 39,450,000 | 39,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,718,000 | 9,289,000 | 13,787,000 | 18,279,000 |
| Interest expense | 394,000 | 724,000 | 1,045,000 | 1,339,000 |
| Net interest income | 4,324,000 | 8,565,000 | 12,742,000 | 16,940,000 |
| Noninterest income | 320,000 | 632,000 | 981,000 | 1,321,000 |
| Noninterest expense | 2,961,000 | 5,868,000 | 8,859,000 | 11,781,000 |
| Provision for loan losses | 0 | 320,000 | 382,000 | 490,000 |
| Pretax income | 1,683,000 | 3,009,000 | 4,605,000 | 6,113,000 |
| Income tax | 4,000 | 8,000 | 8,000 | 8,000 |
| Net income | 1,679,000 | 3,001,000 | 4,597,000 | 6,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,292,000 | 36,964,000 | 37,740,000 | 38,228,000 |
| Total capital | 39,827,000 | 40,465,000 | 41,250,000 | 41,674,000 |
| Risk-weighted assets | 282,792,000 | 286,720,000 | 289,833,000 | 296,192,000 |