Call reports 2010
WOODHAVEN BANK — 2010
What WOODHAVEN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 375,601,000 | 385,794,000 | 393,371,000 | 390,441,000 |
| Total loans | 292,097,000 | 299,762,000 | 298,160,000 | 299,771,000 |
| Allowance for loan losses | 3,486,000 | 3,562,000 | 3,593,000 | 3,651,000 |
| Securities available for sale | 38,248,000 | 37,312,000 | 34,248,000 | 35,785,000 |
| Securities held to maturity | 725,000 | 725,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,462,000 | 346,540,000 | 352,335,000 | 349,510,000 |
| Interest-bearing deposits | 278,867,000 | 283,119,000 | 293,386,000 | 293,138,000 |
| Noninterest-bearing deposits | 57,595,000 | 63,421,000 | 58,949,000 | 56,372,000 |
| Equity capital | 31,372,000 | 31,959,000 | 33,284,000 | 33,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,882,000 | 9,943,000 | 15,078,000 | 20,093,000 |
| Interest expense | 886,000 | 1,738,000 | 2,619,000 | 3,503,000 |
| Net interest income | 3,996,000 | 8,205,000 | 12,459,000 | 16,590,000 |
| Noninterest income | 350,000 | 742,000 | 1,107,000 | 1,482,000 |
| Noninterest expense | 3,071,000 | 6,049,000 | 9,017,000 | 12,009,000 |
| Provision for loan losses | 191,000 | 551,000 | 627,000 | 872,000 |
| Pretax income | 1,084,000 | 2,347,000 | 3,922,000 | 5,191,000 |
| Income tax | 9,000 | 15,000 | 24,000 | 9,000 |
| Net income | 1,075,000 | 2,332,000 | 3,898,000 | 5,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,698,000 | 31,155,000 | 32,071,000 | 32,704,000 |
| Total capital | 34,184,000 | 34,704,000 | 35,649,000 | 36,312,000 |
| Risk-weighted assets | 279,802,000 | 283,905,000 | 286,439,000 | 288,094,000 |