Call reports 2009
WOODHAVEN BANK — 2009
What WOODHAVEN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 363,518,000 | 369,164,000 | 383,250,000 | 374,638,000 |
| Total loans | 287,082,000 | 286,079,000 | 291,746,000 | 286,060,000 |
| Allowance for loan losses | 3,176,000 | 3,142,000 | 3,450,000 | 3,405,000 |
| Securities available for sale | 35,960,000 | 34,160,000 | 39,016,000 | 38,297,000 |
| Securities held to maturity | 724,000 | 725,000 | 725,000 | 725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,898,000 | 328,645,000 | 341,264,000 | 336,762,000 |
| Interest-bearing deposits | 240,395,000 | 274,502,000 | 277,745,000 | 278,963,000 |
| Noninterest-bearing deposits | 82,503,000 | 54,143,000 | 63,519,000 | 57,799,000 |
| Equity capital | 28,220,000 | 28,175,000 | 30,311,000 | 30,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,895,000 | 9,777,000 | 14,788,000 | 19,809,000 |
| Interest expense | 1,512,000 | 2,899,000 | 4,231,000 | 5,330,000 |
| Net interest income | 3,383,000 | 6,878,000 | 10,557,000 | 14,479,000 |
| Noninterest income | 351,000 | 725,000 | 1,095,000 | 1,501,000 |
| Noninterest expense | 2,708,000 | 5,546,000 | 8,463,000 | 11,265,000 |
| Provision for loan losses | 225,000 | 373,000 | 738,000 | 1,114,000 |
| Pretax income | 801,000 | 1,841,000 | 2,608,000 | 3,910,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 792,000 | 1,823,000 | 2,581,000 | 3,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,591,000 | 28,277,000 | 29,580,000 | 30,273,000 |
| Total capital | 30,767,000 | 31,419,000 | 33,030,000 | 33,678,000 |
| Risk-weighted assets | 280,904,000 | 279,939,000 | 279,531,000 | 276,064,000 |