Call reports 2008
WOODHAVEN BANK — 2008
What WOODHAVEN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 330,928,000 | 341,914,000 | 353,165,000 | 355,539,000 |
| Total loans | 261,870,000 | 285,034,000 | 277,583,000 | 283,603,000 |
| Allowance for loan losses | 2,806,000 | 3,020,000 | 2,944,000 | 3,022,000 |
| Securities available for sale | 29,038,000 | 29,262,000 | 35,150,000 | 39,469,000 |
| Securities held to maturity | 724,000 | 724,000 | 724,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,157,000 | 298,663,000 | 308,473,000 | 315,446,000 |
| Interest-bearing deposits | 241,025,000 | 248,262,000 | 259,422,000 | 233,155,000 |
| Noninterest-bearing deposits | 46,133,000 | 50,401,000 | 49,051,000 | 82,291,000 |
| Equity capital | 25,377,000 | 26,238,000 | 26,950,000 | 27,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,652,000 | 11,194,000 | 16,777,000 | 21,974,000 |
| Interest expense | 2,289,000 | 4,284,000 | 6,232,000 | 8,085,000 |
| Net interest income | 3,363,000 | 6,910,000 | 10,545,000 | 13,889,000 |
| Noninterest income | 378,000 | 686,000 | 1,011,000 | 1,403,000 |
| Noninterest expense | 2,477,000 | 5,137,000 | 7,907,000 | 10,563,000 |
| Provision for loan losses | 68,000 | 303,000 | 396,000 | 639,000 |
| Pretax income | 1,196,000 | 2,156,000 | 3,253,000 | 4,090,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 1,187,000 | 2,138,000 | 3,226,000 | 4,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,872,000 | 26,375,000 | 26,910,000 | 27,239,000 |
| Total capital | 27,678,000 | 29,395,000 | 29,854,000 | 30,261,000 |
| Risk-weighted assets | 262,790,000 | 282,905,000 | 280,945,000 | 279,593,000 |