Call reports 2007
WOODHAVEN BANK — 2007
What WOODHAVEN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 276,604,000 | 306,007,000 | 306,430,000 | 319,266,000 |
| Total loans | 224,541,000 | 246,379,000 | 249,176,000 | 253,762,000 |
| Allowance for loan losses | 2,392,000 | 2,643,000 | 2,844,000 | 2,754,000 |
| Securities available for sale | 28,470,000 | 27,880,000 | 27,734,000 | 27,725,000 |
| Securities held to maturity | 724,000 | 724,000 | 724,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,272,000 | 270,100,000 | 268,161,000 | 277,739,000 |
| Interest-bearing deposits | 207,779,000 | 224,903,000 | 225,822,000 | 229,802,000 |
| Noninterest-bearing deposits | 38,493,000 | 45,197,000 | 42,339,000 | 47,937,000 |
| Equity capital | 22,452,000 | 22,838,000 | 23,763,000 | 24,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,113,000 | 10,599,000 | 16,449,000 | 22,281,000 |
| Interest expense | 2,129,000 | 4,423,000 | 6,928,000 | 9,474,000 |
| Net interest income | 2,984,000 | 6,176,000 | 9,521,000 | 12,807,000 |
| Noninterest income | 408,000 | 893,000 | 1,310,000 | 1,764,000 |
| Noninterest expense | 2,149,000 | 4,389,000 | 6,704,000 | 9,054,000 |
| Provision for loan losses | 102,000 | 348,000 | 697,000 | 877,000 |
| Pretax income | 1,141,000 | 2,332,000 | 3,430,000 | 4,640,000 |
| Income tax | 8,000 | 18,000 | 29,000 | 30,000 |
| Net income | 1,133,000 | 2,314,000 | 3,401,000 | 4,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,581,000 | 23,262,000 | 23,850,000 | 24,410,000 |
| Total capital | 24,973,000 | 25,905,000 | 26,694,000 | 27,164,000 |
| Risk-weighted assets | 220,585,000 | 243,276,000 | 248,105,000 | 253,163,000 |